Payments Architect

Job Title: Payments Architect
Experience:
15–18 years of IT experience , including
5+ years in Solution / Enterprise Architecture , delivering
large-scale payments or digital banking platforms .
Payments Domain Expertise:
Strong experience designing
end-to-end payment architectures
across: Card payments
(issuing, acquiring, clearing & settlement) Real-time payments
(FAST/PayNow/RTP/UPI-like systems) Domestic and cross-border payments Hands-on exposure to
payment gateways, switches, hubs , and integrations with
schemes and networks . Knowledge of
payment standards
such as
ISO 8583 and ISO 20022 , and high-volume, low-latency payment processing. Understanding of
fraud, risk controls, reconciliation, disputes, and settlement . Architecture & Engineering Proven experience with
microservices and API-first architectures
using
REST/OpenAPI ,
DDD , and event-driven patterns. Expertise in
API Gateway, BFF , and
synchronous/asynch...